Fast, Flexible Business Funding
Get up to $150,000 in working capital-backed by your future card sales. Simple approvals, 100% digital, and funding in as little as 24 hours.
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HOW IT WORKS
Quick Capital When You Need It, No Bank Required
What is MCA
A Merchant Cash Advance gives you access to upfront capital in exchange for a small portion of future credit card sales. It’s not a loan-there’s no fixed payment schedule, just a percentage of what you earn each day.
- Based on your daily card sales
- No interest rates or due dates
- Approval within 24 hours
Why It’s Fast
We’ve removed the friction from small business funding.
- No lengthy applications
- No bank statements or collateral
- Digital process with e-sign approval
Easy Payback
We collect a percentage of your card sales-so you pay more when you’re busy and less when you’re not.
- Automated daily deductions
- No late fees or surprises
- Completely revenue-based
Who It Helps
Designed for businesses that need capital quickly to cover operational needs, growth, or emergencies.
- Restaurants & Retailers
- Service-Based Businesses
- Seasonal Operations
Next-Day Funding
Access funds in as little as 24 hours after approval.
Funding from $5,000 to $150,000
Choose the amount that fits your business needs.
100% Digital Process
No paperwork. Apply, review, and sign-all online.
No Collateral Needed
Approval based on your processing volume, not assets.
Flexible Repayment
Pay back as you earn. It adjusts with your cash flow.
Transparent Terms
No hidden fees or confusing fine print.
MCA Dashboard Access
View repayment status and renew offers with ease.
Dedicated Account Manager
We’re with you at every step, from application to renewal.
Secure Processing Environment
Powered by Ace’s PCI-compliant infrastructure.
Every Dollar, Working for You
A Merchant Cash Advance helps you make payroll, buy inventory, handle repairs, or fuel growth. It’s short-term funding with long-term flexibility.
- Spend your advance how you want
- Keep operations running smoothly
- No loan balance on your credit reports
Support You Can Count On
Personalized Support, Built Around You
- 1-on-1 Funding Advisor – Talk to a real person, not a bot.
- Live Dashboard – Real-time insights into your repayment progress.
- Renew Options – Re-apply easily with existing data once eligible.
Launch Merchant Cash Advance in Minutes
Apply Online
Complete a quick eligibility check-no impact on credit.
Get an Offer
We’ll provide a clear, customized funding proposal.
Sign Digitally
E-sign your documents-no printing or scanning.
Get Funded
Receive funds to your business account within 24-48 hours.
Switch to Ace Merchant Processing and grow your business.
Getting paid on the go has never been easier.
Talk to Our Team!